You believe in community.
We believe in community.
"As a community bank, we are focused on the needs of local families and businesses. Unlike larger banks that may take deposits in one state and lend in others, we channel our loans to the neighborhoods where our customers live and work, helping to keep our communities vibrant and growing."
-Stephen D. Hailer, President and CEO
Please call one of our friendly and experienced loan officers.
Jennifer Brannon (330) 252-4523
NMLS ID 667449*
Doris Floyd (330) 252-4507
NMLS ID 667451*
Eddie W. Norman (330) 328-7109 or (330) 252-4526
NMLS ID 667447*
*What is an NMLS ID number? The Secure and Fair Enforcement for Mortgage Licensing (S.A.F.E.) Act is designed to enhance consumer protection and reduce fraud by encouraging the registration of mortgage loan originators. Rest assured that our loan officers are part of a nationwide mortgage system and registry for the residential mortgage industry.
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Loan Applications
To help make the loan application process easier, review the following for the documentation you'll need when you apply.
Information needed for all loan applications:
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Last two (2) years of W-2 forms
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Most recent pay stub(s) showing year-to-date earnings
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If you are self-employed, we will need complete personal and business tax returns for the past two (2) years
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Bank of investment statements for the most recent two-month period
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Name and telephone number of your insurance company and agent
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Complete loan application
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Application fee (if applicable)
Additional information is needed if you apply for:
- Construction Loan: Construction Contract, Specs, and Constructions Plans/Blueprints
- Purchase Loan: Purchase Agreement
- Refinance Loan: Most Recent Mortgage Loan Statement, Copy of Title Policy, Copy of Location Survey, Statement(s) of Account(s) to be Paid
- Home Equity: Most Recent Mortgage Loan Statement, Statement(s) of Account(s) to be Paid
- Vehicle Loan: Original Title (if free and clear), Purchase Agreement
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