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| Balances | Rate | APY* |
| $0 to $49.99 | 0.00% | 0.00% |
| $50 to $999.99 | 0.10% | 0.10% |
| $1,000 to $4,999.99 | 0.15% | 0.15% |
| $5,000 or more | 0.20% | 0.20% |
**Primary account holders under the age of 18 will not pay a service fee.
Rates are effective as of .
"Teach Children to Save"
Smart money managers start young, which is why we are participating in the national "Teach Children to Save" program in our community. It's a national campaign to encourage young people to become savers.
Help your child get started as a smart saver by opening a "Learn to Earn" savings account.
Need help encouraging your child to become an active saver?
Try three tips to start kids saving:
1. Make a Deposit in Person: They'll get to see how the bank operates and ask questions about things like how money generates interest and how an ATM works.
2. Budget Allowances: Have children begin budgeting by dividing their allowance or any money they receive equally into three portions. One portion for sharing, another for spending, and the last for savings.
3. Make Deposits Regularly: Once kids have an account, make sure they use it! Remind them that the bank is the safest place for their money, safer than a piggy bank - and it also will earn interest.
